Home Loans from First State Bank are taylored to your specific needs. Our personal service allows us to customize a loan and provide unmatched customer service for years to come. Whether you are buying, selling, or refinancing, First State Bank has competative rates witht he added security of working with your neighborhood financial services partner.

* Mortgage Loans
To purchase a new home or refiance your existing one.

*Home Equity Loans
A line of credit in addition to your primary mortgage loan.

*Construction Loans
Acting as your own general contractor or working with a licensed contractor.

* Investment Property Loans
A loan to purchase, renovate, or maintain residential rental property.

Check mark Use one of our simple loan application options to

Find the perfect loan to fit your needs:

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.